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Markets, the Fed, and a consumer that refused to quit—2025 rewrote the rulebook.

Markets Are Efficient--And Merciless. Deregulation Makes Omelets And Breaks Eggs.

Inflation didn’t re-ignite yet. That may change.

The celebrations are behind us, the last pieces of confetti are gone, and a new year stretches out in front of you. For many people, the start of 2026 feels like opening a fresh notebook. Clean pages. New intentions. A chance to reset financial habits and move toward greater stability.

Why momentum, the Fed, and seasonal optimism may carry markets forward – with no guarantees attached.

You are scrolling through your phone and see another article about rising costs, market uncertainty, or friends your age already thinking about retirement. Maybe part of you feels behind. Maybe another part thinks you should wait until your income increases, your debt decreases, or life feels more...